It's all about my travel experience and things I love to do…
Financial
That Someone
Jul 16th
Somehow or rather, today seems to be a day of relationship talk.
Well, today means Wednesday because I haven’t even gave my brain a rest, yet.
I’ve always been queried by this client of mine. Let’s call her QCod, since I will be meeting her very often.
I was at her office and we were just talking about office management and what not and then she asked me. “Eh, why you everyday work and work and work. I think you need to find a girlfriend lah. My new girl that one okay or not? You come here more often lah, then maybe we can do dinner together gether mah…”
*drops dead*
She was trying to match make her assistant with me. OH GOSH! What era is this!?
Definitely not for me.
I was working towards midnight as I’m assisting a client with an emergency booking. We talked a bit over the phone and he even asked if I’m planning to stay single for life! -_-
I told him, “Now is my time to forgo life a little and grab success. Not enjoy now and suffer later. I want to suffer now and then enjoy later!“. He agrees because the doing the later while I’m pursuing to former.
I seriously don’t understand why other people are so concerned about me not getting married in the end and will be single for life? Even I’m not 100% worried yet, they do! hahaha
Then, the question of finding that someone came again and it’s true. Finding that someone is not easy. Put it that I’m picky. I’m not picky of if she is beautiful nor she is intelligent nor rich.
I’m picky in a very selfish way that I want to make sure that I gain success first. It is a whole package in itself.
I’m picky in a way that I want to be a provider…
I’m picky in terms of compatibility, personality and everything else that makes a relationship works…
I was once told and now let me share this…! “What makes you think he/she will feel secure when you can’t even be secure yourself?”
Men are picky and nope this is not a lie. Well, certain man are. I am one of them. Because I learn from experience both personal and family. I want it to work with regular servicing but not constant servicing. It definitely will tire both party or either party if any one keeps on mending and mending and mending.
In the end, they just stay on either for the kids or for the money or for the sake of staying…
It definitely takes two to tango, but how well can that person tango with you?
**It is 7AM… Time for Power Nap**
Goodbye…
Jun 27th
no lah.. don’t be crazy. YapThomas(dot)com will be alive as long as I’m alive and kickin’
Kinda been suffering for about almost 2 years now, because I’ve been choking myself with unnecessary debts and spending. This is all thanks to the “extra” generosity by the banks.
It is time to say goodbye to my credit card…
Seriously! Always don’t jump into conclusion of any financial products. Ones that requires you to owe the banks monies and ones that will require you to be penalized for not paying back in time. In this case, interests.
Oh wells. Let the past be the past. Now I can enjoy a slight financial freedom.
Take away all these “plastic” and now I’m set… to take on the world!!!
Next target, an place to call my own! I’m eyeing one already!
Eat Bread I Shall…
Jun 18th
Remember I talked about eating bread this whole month and so forth?
I have my routine cravings for food every evening and so I thought I shall go down and grab some toast bread with coffee. I decided otherwise. Time to save some money. 
I went and got this corn bread. Coffee is free of course from office pantry.
Oh wells…
Now, it is time to head back to work. I tell you. The pile of works I have on my table is crazy. Well of course you can’t see the table as the “Jagung” bread already block the view. 
And I’m not talking about my day job works but AIESEC works as well…
Car Maintenance… Sigh!
Jun 18th
I think every year, mid year I will face the same crisis.
Busy with work and money flowing out like water. Now this particular post is dedicated to the money part. Sigh. Lucky I tell you, I bought an affordable car where maintenance doesn’t cost me a bomb. A bomb like how Japanese and Continental cars are gonna cost.
This repair cost me a bomb, eventually. Oh wells.
What happened? Nothing biggie. Just some wore out brake pads, hub and also seasoned absorber.
This is the after effect of my previous accident last year, just as what the mechanic told me. I don’t know.
Did re-alignment and what not also and in total cost me 4 digits.
I think I am gonna eat bread for the rest of the next few months.
Getting It Right: Priorities
May 27th
Whoa! I’m up so the early and this is my 800th POST PEOPLE!!!
Anyways, I’m back with so much more to update but I just need to set my priorities right lah. Yes, priorities I said. Everyone has got priorities, no?
The past few days was pretty much a reflection day for me, yet again. I always do this reflection thingy to just evaluate myself. It is already approaching June and 2nd-half of 2009 is coming real fast.
Some of the questions that I evaluate myself are:
What have I been doing for the past 1st-half of 2009?
How has The Company been progressing?
Am I able to make a big turnover for The Company?
AIESEC International Congress is coming. Am I ready for the challenge?
What have I achieved so far, in life?
Have I reached my targeted personal goals?
If not, am I on the right track or am I swaying out of alignment?
Am I fulfilling my 2009 resolutions?
(Yes I do!. I gave love. I’m doing weekly cleaning. I went for nice vacation. Looks like I’m on track for my resolution. Hahaha)
What about my Millionaire by 30 goal?
The question of life partner, which many people impose to me?
Am I sustaining my finances or straining it?
The family expenses?
How about health?
The list goes on and on and on and on…
Recent happenings has been prompting me to take a step back and look where I am heading. We only have once chance in this life why not make the best out of it, right?
I do personally think I am doing alright now, but at certain quarters I need to buck it up more! So, here I am now, getting my priorities straighten out. I pretty much have all the questions above answered and have reset my direction towards the right track again.
What’s killing me now is that, already I have so many questions answered, I now have another 270 item questionnaire waiting at my desktop for me to open it up. -_-
It was sent from HR and I have yet to open the link in the file but read the email.
Money and Me
Mar 25th
Hmm… money. Tough issue to deal with eh? Right this moment of economic situation…
Have you been in a situation where you will accounted for every single cents?
Like, if you are going out for dinner and it is a split paying meal. The bill comes to RM 44.50 and you paid your friend RM 22 instead of RM 22.25 because you don’t have change. Your friend insist that the RM 0.25 is accounted for and either you pay it now or later. Sucks right?
Don’t get me started over the sharing of apartment rentals, buying stuffs from oversea with exchange rates yada yada yada… You get the drift.
Some people just like to make the big deal out of like few cents. Yes, that’s money. But does true relationship started with money? Relationship of friends, married couple, or even working colleagues. Money never came in the way of how we know the other person.
See, to me the small differences doesn’t matter in dollar and cents. When I say small, I don’t even care if it is RM 5 difference. If you’ve been to dinner or happen to have me around paying up first. I don’t calculate to the dot when we all sit down after I paid and settle the bill amongst us. I will usually take what’s given or up/down figure, and if it’s less… it’s less. It’s just a meal. Not like a billion dollar deal where less 1% of RM 1 million is RM 10K. Now that’s a lot.
Should we have gone for dinner, movie, karaoke or bowling and in the end you didn’t pay me back your portion even though you told me you will. I will not ask it back from you, because we had a heck of a great time. If you would want something and I know you would like it, I will buy it for you. It’s a gift. Because you like it and I like to see you all happy receiving it. Simple as that. I only do these to people I’ve known for some time and I cherish the relationship with them.
No. I don’t come from a rich family that I can splurge whatever I like nor I’m loaded in any way. It is just that I’ve seen how much money can bridge two worlds apart in my life. I’ve seen how much money can be loved by many yet, be able to cause hatred. It is also because, I’ve parted huge amount of money because of friends thus what’s RM5, RM10 or RM20??
Then again, being the kind and generous I am, I push away those who ask for a loan in cash. I have recently rejected two friends who came to me asking for a loan in cash to help them out. (Bail out the tough economic situation I guess) I could’ve help them out given their story, but hey we are not even close friends to begin with plus I don’t think I want to part away with my money now and not being able to get it back soon. I know them too well. In this kind of situation, yes, I will buy you a meal or drink. Not cash loan.
On contrary, if I owe you money. I will definitely work my way out to get it back to you asap. Oh, I don’t shut myself away from you when I owe you money because I hate people who does that to me too. Usually, I will top the paycheck with some little love called interest. When it’s good times for me, it is good times for you too, because you helped me when I’m in my not-so-good times.
That all being said, I also have a memory of who owes me what from which meal, movie and entertainment. Not that I want to calculate with them. Just that I have a typical memory slot for it in my brain. -_- The same slot that carries the memory of me asking someone to for my meal first. Helps me to pay it back at a later period.
Also, sometimes, we also need to be smart when asking favor. You ask someone to fetch you from one place to another. Reimburse them back. They are doing you a favor you are asking for. Even if it is not immediate, do it later. They will appreciate it. Oh, if they come willingly, be happy that they are. That Mr. Willing don’t come often. Hahaha…
So there you go.. that’s my Money and Me matters…
This Is Why I Reduce Clubbing
Jan 25th
Since the people are all around and well, I thought, it wouldn’t hurt to go out to dance, not drink much and be fresh for next day to get more chores done at the apartment.
So there I was, in a very smoky and stuffy environment, loud music hurting my eardrum every single second plus the tiredness is just killing.
I am all for one mission, have fun, dance and go home.
Another big achievement to drinks less and stay sane to manage my tiredness.
I had a big huge lesson once and I’ve learn that very well.
Alcohol + Tiredness = BIG NO! NO!
So, I layan the musics and the crazy people around me dancing their night away.
3AM came quickly without us knowing, the lights at Zouk light up from its dim dark state.
1/4 of Johnny was consumed and the leftover, kept in custody.
Took the usual slumber chit chat and slow exit and next thing I know, I’m in the car already, driving back home.
A message came, and it reads:
One person RM 93. RM 764 divide by 8 (I was speechless for a few seconds)
Whoa! Clubbing in Zouk has became more expensive or is it just me not clubbing so often to not know the actual price to pay?
RM 93 for one night!!
I mean, the company was great, the drinks were more than enough for me.
But, RM 93! Good gracious!
Now, I know why you are broke Nads…
Please stop spending so much on such ‘sin’ to your pocket and liver!
Instead, spend them shopping or having a good meal with me.
I’m sure you can get some nice quicksilver stuffs for yourself? 
Better right?
P/S: Must remind me to pay you… Else I keep on forgetting…
Update: So yeah, now its RM 47 already. Message I got from Facebook…
Hey guys.
The bottle is RM373 so divided by 8 (Pat, Thomas, Rue’s friend, Natalie, two of Nat’s friends, my cousin, and me) so it’s about RM47 per person.
But, I will pay you more than that la.. 
Financial Security
Jan 20th
It is yet another great lunch talk I had earlier today.
So yeah, I was in the midst of doing some plumbing work in the office and I got a call from her. She works nearby and ask to meet up for lunch. Yes, part of my job scope is plumbing too! Austerity drive! Must do everything yourself. Call plumber cost RM 150, do it yourself, save RM 150. It’s P&L!
Anyways, back to the topic.
We were talking about what’s new and everything. So happen both of us got good news to share. The talk ventured into the topic of financial stability.
The gist is that, she has been dating and throughout the relationship lately, her BF is kinda ignoring the fact of this part of “SECURITY” which women nowadays would look into, besides all those mushy mushy blah blah blah security…
When women hint that you need to buck up on that part of “security”, you better buck it up. They will never leave, but they would just keep on complaining and ‘yacking‘ till kingdom comes. So, to overcome that, buck it up!!!
I mean, come on, we have to be materialistic. You like it or not, money will somehow be part of your life. It can’t buy you love, but it will work things out smoothly. You still need food and home and cloths. All those need $$$$$$$. Enough said.
Many people, including youth nowadays neglect the fact of the importance to plan their finances in a very proper way. I had a bad start after college, and I don’t rely much on family. Not a person who is born of golden spoon either. I am no expert to tell you what’s proper financial planning, but it is something one has to learn by himself.
Financial security takes up a big chunk in a relationship to really work. I mean, you don’t need to be super rich, but you still have to provide the basic means and men has the bigger responsibility in this part. So, I think.
Unless, like I told this friend of mine that she can be the career woman and his BF can be the house-husband. Which, I find, not a totally wrong concept. Why not? The world is changing, so, we have to just learn to adapt.
So men will now do the dishes, tuck the kids to sleep, change the kids’ diapers, clean the toilet, clean the house, pay the bills, buy groceries, mow the lawn and yada..yada..yada..
Hmmm.. interesting. Maybe I could give it a try.
BUT, NO!
I still want to be the voice of the house. It’s just men’s EGO lah…
I want to be the one providing to the family, more. I want to be the one making sure everything is taken care of for the engagement, the wedding dinner and suits, the honeymoon, the wife’s maternity, the car, the house, the kids’ growing up expenses, the kids’ education and the maid (You lazy, you pay).
But, of course, this responsibility can be or rather should be shared with the partner, but us men takes the bigger chunk of responsibility. It depends. Sometimes the partner earns more, then, communicate and share it all out. Remember, you love the person, not the person’s money.
To do all the above, we need a proper planning. We need to plan from now itself that, what life do we want to enjoy when we age.
Do we want to enjoy just an average life or above than average life?
I certainly would choose the later.
So, in order to make the later happen, the progress starts now! I don’t want to wait till I’m hitting late 20s and still vague on what I want to achieve in life.
I once made a toast that I will be a millionaire by 30.
I think, I’m on a right track to provide financial security to the family in the future. Even if not for the family of my own, but to myself too. I’m sure women out there would agree on this financial security points of mine
I, have started my journey. Have you all men started your journey already?
