The Ultimat3 YapThomas

Financial Security

It is yet another great lunch talk I had earlier today.

So yeah, I was in the midst of doing some plumbing work in the office and I got a call from her. She works nearby and ask to meet up for lunch. Yes, part of my job scope is plumbing too! Austerity drive! Must do everything yourself. Call plumber cost RM 150, do it yourself, save RM 150. It’s P&L!

Anyways, back to the topic.

We were talking about what’s new and everything. So happen both of us got good news to share. The talk ventured into the topic of financial stability.

The gist is that, she has been dating and throughout the relationship lately, her BF is kinda ignoring the fact of this part of “SECURITY” which women nowadays would look into, besides all those mushy mushy blah blah blah security…

When women hint that you need to buck up on that part of “security”, you better buck it up. They will never leave, but they would just keep on complaining and ‘yacking‘ till kingdom comes. So, to overcome that, buck it up!!!

I mean, come on, we have to be materialistic. You like it or not, money will somehow be part of your life. It can’t buy you love, but it will work things out smoothly. You still need food and home and cloths. All those need $$$$$$$. Enough said.

Many people, including youth nowadays neglect the fact of the importance to plan their finances in a very proper way. I had a bad start after college, and I don’t rely much on family. Not a person who is born of golden spoon either. I am no expert to tell you what’s proper financial planning, but it is something one has to learn by himself.

Financial security takes up a big chunk in a relationship to really work. I mean, you don’t need to be super rich, but you still have to provide the basic means and men has the bigger responsibility in this part. So, I think.

Unless, like I told this friend of mine that she can be the career woman and his BF can be the house-husband. Which, I find, not a totally wrong concept. Why not? The world is changing, so, we have to just learn to adapt.

So men will now do the dishes, tuck the kids to sleep, change the kids’ diapers, clean the toilet, clean the house, pay the bills, buy groceries, mow the lawn and yada..yada..yada..

Hmmm.. interesting. Maybe I could give it a try.

BUT, NO!

I still want to be the voice of the house. It’s just men’s EGO lah…
I want to be the one providing to the family, more. I want to be the one making sure everything is taken care of for the engagement, the wedding dinner and suits, the honeymoon, the wife’s maternity, the car, the house, the kids’ growing up expenses, the kids’ education and the maid (You lazy, you pay).

But, of course, this responsibility can be or rather should be shared with the partner, but us men takes the bigger chunk of responsibility. It depends. Sometimes the partner earns more, then, communicate and share it all out. Remember, you love the person, not the person’s money.

To do all the above, we need a proper planning. We need to plan from now itself that, what life do we want to enjoy when we age.

Do we want to enjoy just an average life or above than average life?

I certainly would choose the later.

So, in order to make the later happen, the progress starts now! I don’t want to wait till I’m hitting late 20s and still vague on what I want to achieve in life.

I once made a toast that I will be a millionaire by 30.

I think, I’m on a right track to provide financial security to the family in the future. Even if not for the family of my own, but to myself too. I’m sure women out there would agree on this financial security points of mine

I, have started my journey. Have you all men started your journey already?